Privacy Policy

Committed to Protecting Your Privacy
Website: www.pinjamankoperasi1msia.com
Last Updated: June 2025

This website is owned and operated by Setia Ehsan Ventures, a registered business in Malaysia. We are committed to protecting your personal data in accordance with the Personal Data Protection Act 2010 (PDPA). This Privacy Policy explains how we collect, use, and protect your information when you use our website and services.

1. Information We Collect

We collect personal data that you voluntarily provide through our lead forms. This may include:

Full name
Phone number
Email address

We may also collect technical data automatically when you access our website, including:

IP address
Browser type and version
Date and time of visit
Device and usage information

2. Use of Cookies

We use cookies to improve your browsing experience. Cookies are small text files that help us understand how users interact with our website. You can choose to disable cookies in your browser settings if you prefer.

3. How We Use Your Data

Your data is used solely for purposes related to our services, such as:

Contacting you through phone, email, or messaging apps
Providing loan-related consultation
Sending updates or information (unless you opt out)
Improving our website and services

We do not sell or disclose your data to any third parties unless legally required or with your explicit consent.

4. Your Rights

You have the right to:

Access or correct your personal data
Request deletion of your data (unless we are legally required to retain it)
Withdraw consent at any time
Opt out of receiving marketing materials

To make a request, contact: koperasi1msia@gmail.com

5. Data Security

We take appropriate steps to protect your personal information. Access is limited to authorized personnel, and data is stored securely.

6. Children’s Privacy

We do not knowingly collect personal data from children under 13. If such data is found to have been collected, it will be deleted immediately.

7. External Links

Our website may contain links to external sites for general information. We are not responsible for the privacy practices or content of those websites.

8. Updates to This Policy

We may update this Privacy Policy from time to time. Please review this page periodically. Continued use of our site indicates acceptance of any changes made.

9. Contact Us

If you have any questions about this Privacy Policy or how we manage your data, please contact:

📧 Email: koperasi1msia@gmail.com
🌐 Website: www.pinjamankoperasi1msia.com